There are currently 10 different Medicare Supplement Plans available for purchase. These plans are standardized. Any insurance company that sells Medigap policies is required to offer Plan A and if offering more options, Plan C and F must be included. While not a complete list, the following basic benefits/coverage is offered by each plan. Please contact an agent for more information and to find the right plan for you.
Plan A:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used), Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
Plan B:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
–Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Part A deductible, Covered at 100%
Plan C:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Skilled nursing facility care coinsurance , Covered at 100%
–Part A deductible, Covered at 100%
–Part B deductible, Covered at 100%
Plan D:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Skilled nursing facility care coinsurance , Covered at 100%
–Part A deductible, Covered at 100%
Plan F:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Skilled nursing facility care coinsurance , Covered at 100%
–Part A deductible, Covered at 100%
–Part B deductible, Covered at 100%
-Part B excess charges, Covered at 100%
Plan G:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Skilled nursing facility care coinsurance , Covered at 100%
–Part A deductible, Covered at 100%
–Part B excess charges, Covered at 100%
Plan K:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 50%
–Blood (first 3 pints), Covered at 50%
–Part A hospice care coinsurance or copayment, Covered at 50%
–Skilled nursing facility care coinsurance , Covered at 50%
–Part A deductible, Covered at 50%
-After you meet your out of pocket yearly limit and your yearly Part B deductible ($147 in 2015), the Medigap plan pays 100% of covered services for the rest of the calendar year.
Plan L:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 75%
–Blood (first 3 pints), Covered at 75%
–Part A hospice care coinsurance or copayment, Covered at 75%
–Skilled nursing facility care coinsurance , Covered at 75%
–Part A deductible, Covered at 75%
-After you meet your out of pocket yearly limit and your yearly Part B deductible ($147 in 2015), the Medigap plan pays 100% of covered services for the rest of the calendar year.
Plan M:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Skilled nursing facility care coinsurance , Covered at 100%
–Part A deductible, Covered at 50%
Plan N:
-Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare benefits are used) Covered at 100%
-Medicare Part B coinsurance or copayment, Covered at 100%
–Blood (first 3 pints), Covered at 100%
–Part A hospice care coinsurance or copayment, Covered at 100%
–Skilled nursing facility care coinsurance , Covered at 100%
–Part A deductible, Covered at 100%
Source: http://www.insurance.ca.gov/
